How digital wages benefit businesses and workers 

At a garment factory in Cambodia, where over 90% of the 20,000 workers are women, digital payroll isn’t just about efficiency - it’s about resilience. 

From the day it opened, the factory has paid wages digitally, ensuring workers have access to safe, quick, and reliable payments.  

With support from RISE, CWPD, global brands, and the Mastercard Center for Inclusive Growth, the factory actively helps workers understand and benefit from their digital payroll accounts. 

For Sophal, head of administration and human resources, the benefits of digital wages are clear: 

✅ For factories – It’s safer, reduces administrative work, eliminates the need for manual cash distribution, saves up to an hour of production time per payday and strengthens business relationships with buyers. 

✅ For workers – It provides better financial management, easier access to banking services, and removes concerns about counterfeit or damaged cash. 

 “Digitalizing payroll offers benefits both for our workers and for employers. It’s safe, quick, and efficient. Workers don’t have to stand in line on payday, and they can better manage their money,” says Sophal.